If you’re a military spouse, you understand the struggle better than anyone. You’ve dealt with deployments, the harrowing realities, the stress and worry, the long hours wondering when (or if) your loved one will return home.
With frequent moves, come frequent changes. Life, certainly, can be unexpected.
Truth be told, the military lifestyle can be extremely trying. It’s not for the faint of heart, and for every man and woman who defends our freedoms and puts it all on the line, they deserve the best.
At Pinto Capital Investments, we understand what military life is all about. Our intimate and prolonged experience with deployment makes us uniquely qualified to help military families, military spouses, and military veterans alike find a new meaningful career and life beyond service.
Whether you’re currently deployed on active-duty service or seeking fresh career paths post-military, you’re not alone. Our private investment firm is ready to arm you with the expertise, knowledge, and real-world experience to enjoy a lasting, secure passive income.
Although many service members may not realize it, their service affords them various unique investment opportunities that civilian life does not. There are ample ways in which to use your money for both passive and active real estate investments.
Whereas civilians may utilize employment resources, military spouses can employ the military benefits and the networks of the military community to enjoy money-making ventures.
Building a passive income doesn’t have to be hard, and fortunately, the military makes it easier for military spouses and service members alike. Firstly, there are many ways in which a military spouse can help his or her partner during their deployment.
A spouse can enjoy the mutual benefits of service perks, such as:
These increased and incentivized pay and benefits may be shared among a married military couple to open up new avenues for investment, military spouse careers, and other job opportunities.
As a military spouse, your life can constantly change. Many families, amid changing priorities, are forced through frequent moves, different federal government programs, and unexpected events that may make it difficult to achieve long-term career success.
Fortunately, savvy military spouses can leverage the benefits of service to use their money wisely. By taking advantage of various service programs, military couples can capitalize on the changing job market while embracing a strong and diversified workforce.
Before 2006, military members were eligible to receive pensions following 20 years of continuous active service.
Then, the system changed. Between 2006 and 2018, members of the military could choose the original pension system or what is called the blended retirement system.
Nowadays, all service members get enrolled in the blended retirement system automatically.
This system provides various benefits that both military members and their military spouses can plan to use for investments, bills, and other financial reasons. These benefits include:
Aside from using the service benefits, military spouses can also take advantage of unique real estate investment opportunities. Generating passive income is crucial, especially when looking to create economic opportunity in an unpredictable economy.
If you want to be your own boss with your own business, real estate passive income is a great way to do so. This form of cash flow can help military spouses succeed in an exciting, profitable career path that they dictate.
Military spouses living near or on base can take advantage of real estate passive income in several ways. Many military service members have purchased investment properties to be rented out. This residual income stream can be managed by buying and holding properties close to the base.
Military spouses can share the workload of property management and upkeep responsibilities, providing tenants a safe and secure rental space throughout military service.
Although this may not keep military spouses employed in the traditional sense, it allows them to be their bosses while accumulating wealth. If military spouses desire the freedom to make their own choices without demands from a hierarchy, renting to tenants is a smart choice.
The Navy Federal Credit Union can assist with offsetting costs and fees and obtaining the necessary funds for financing the investment. You can also consult other professional development, career search, and investment experts if you’re struggling to map out your financial future.
Real estate investment trusts are entities that can function in various ways. They may be organized as corporations, partnerships, associations, or trusts. Ultimately, they are yet one more way to stimulate passive income beyond military life.
Because so many military spouses seek supplemental income, REITs can be extremely useful. Essentially, REITs invest in real estate by purchasing property and mortgages. They typically own, manage, and finance wealth-generating properties.
REITs may trade as shares on major stock exchanges, making their shares the same as traditional stocks. With lower risks and steady returns, they are the ideal choice for military spouses who are risk-averse but need or want additional income.
You don’t need a massive nest egg to invest profitably. Real estate investments are historically some of the most reliable and durable investments due to diversification, appreciation, and hedges against inflation.
If you want to avoid the stress and time concerns of landlord duties, syndication can provide a healthy, profitable alternative. If you’re a military spouse, you can take advantage of many unique syndication offerings.
Some realty firms specialize in syndicated investment deals, which encourage military spouses to focus on what matters to them while enjoying a healthy passive income stream.
Multifamily properties and commercial real estate can be lucrative. Through crowdsourced capital, investors may enjoy several benefits, including:
For any military spouse looking to minimize risk, maximize return on investment, and enjoy time spent outside of property management, multifamily syndication is a great vehicle.
These are just some of the important qualities military spouses want. Among the many military spouses’ desires, military spouses rank flexibility near the top.
Whether seeking creative or strategic opportunities, any military spouse can find it through sound, historically profitable real estate.
If you need help getting started or managing your finances, credit unions and realty specialists can assist.
With even more resources, Navy Federal Credit Union is probably the best option for helping military spouses through the banking, lending, and mortgaging process. Regulated and supervised by a federal government agency, the Navy Federal Credit Union supports military service members from all walks of life.
All active duty service members and retired and veteran service members can join Navy Federal’s current membership.
Before you begin looking into passive income opportunities, you should consult real estate experts, banks and credit unions, and especially the Department of Defense’s Financial Readiness Network.
This network, linked to the educational services industry, aligns military spouses with a full range of financial professionals, planning initiatives, and investment management opportunities.
This network is a great way to enter the real estate industry and markets with the proper understanding, social and human capital, and financing.
Through its various administrative support services, the Financial Readiness Network is a sound springboard for military spouse hiring initiatives.
Let’s face it, being a military spouse comes with numerous obstacles, difficulties, and unforeseen changes. Whether you’re the military spouse of an active duty member or married to a military veteran, your job may change and your entire career path may go off the deep end.
Moving around the country and world due to transfers and deployments can be difficult for anyone. That’s why real estate investments are so useful.
For those struggling to build viable careers, positions in real estate may be the best jobs for military spouses.
Because most military personnel receive housing once deployed, they can then use VA loans to purchase other homes as rental investments. Buying and selling such equity investments is a proactive way to roll equity over for another home.
Military spouses can play an active role in investments or work in various real estate roles, across cities, states, and countries. With endless markets, sectors, types, and locations of real estate, the demand is always going to be there.
It is a true, clear career advancement path. Military spouses can take on more than a few potential job functions in the industry. These include:
These jobs, roles, and functions can and do overlap. Furthermore, certain licensing and testing criteria may apply more broadly. If certain accreditations are obtained, a real estate professional may be able to transfer them across state lines, and even to other countries.
Even so, additional education, licensing, and accreditation may be required.
The flexibility, durability, and versatility of military spouses make them capable of performing well in various jobs and careers. Even so, Navy Federal’s research and polls show that many military spouses are facing hiring challenges.
According to Navy Federal findings, the unemployment rate of military spouses has reached levels triple those of the average person. Currently, about 13% of military spouses are not employed.
Among the top reasons for difficulties with employment are relocation issues, childcare duties, and financial concerns stemming from the pandemic.
Fortunately, surveys and polls indicate various industries, career fields, and job positions that are military friendly.
In conjunction with the veteran employment non-profit, Hire Heroes USA, the Navy Federal published the following list of the 10 best jobs for military spouses:
Overall, there are many jobs that military spouses can enjoy for full-time or part-time income. Although some of these jobs may be time-consuming, many spouses can design their distinct schedules, freeing up time to also invest in other opportunities.
This is where real estate passive income can come into play.
Whether you’re seeking to invest through multifamily syndication, looking to buy and hold apartment rentals, or exploring other productive passive income streams, you deserve a professional at your side.
We understand the unique struggle of being in the military. We also understand the complexity, confusion, and overwhelming anxiety when considering potential jobs and careers.
Maybe you want to be a virtual assistant. Perhaps you’d like to work in software development or banking. Maybe you even have a particular interest in a career as a dental hygienist.
Whether you want to go into one career full-time or do it part-time while enjoying passive income investments, your preference is our priority.
At Pinto Capital Investments, we understand the unique struggle military spouses face every single day. The last thing military spouses want is to experience the same lack of mobility, onerous leadership, and pressing time constraints as those in the military do.
The truth is, you can change this, and you can change it in a much simpler way than you may think.
Our expertise has allowed us to bring many clients into profitable passive syndicate investments. By diversifying their portfolio with real estate assets, our clients have backed their retirement accounts with long-term, productive, and protective income streams.
The ex-military professionals of Pinto Capital have the strategy down pat.
Through a high-return, minimal-risk, low-management approach, we can help any military member or military family enjoy the generative, long-term income they deserve.
Contact our expert investment professionals today and let’s make you the next success story.